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Do YOU Want the Rack Rate From the Counter at the Bank
or Do YOU Want
The REAL Rate on Your Mortgage!
YOU can SAVE Ten's of THOUSAND's of DOLLARS!
We can supply you with contact information for a number of professional and "proven" Lenders.
I NEED A GREAT MORTGAGE!
Click on this Link for a confidential On-Line application
If you need a mortgage we can help you with this too.
ZERO - DOWN MORTGAGES!
TAX DEDUCTIBLE MORTGAGES!
Remember the cheapest mortgage is not always the best mortgage, know your terms and the fine print too.
A Pre-Approved Mortgage Letter is a written commitment from a Lender.
It promises that the Lender will give you a mortgage for a certain amount of money, at a set rate of interest that is guaranteed for a set number of days. (If you do certain things and they approve the actual property you are buying).
The commitment is made subject (conditional) to their appraisal (approval of the home you want) and perhaps other conditions (verification of income & downpayment etc).
A pre-approved mortgage gives you the edge!
Before you go house hunting, you will know the size of your mortgage and other details including your mortgage payments.
With your financing all ready to go you can concentrate on finding the right home in your price range. You can make an offer with confidence!
A pre-approved mortgage also puts you in a strong bargaining position.
When we help you to make an Offer to Purchase it's nice to be able to tell them that the "Buyer is Pre-Approved" It makes the offer stand a bit stronger in the Seller's mind.
If the seller wants to make a quick sale, you may be able to negotiate a better price; because the seller knows you are a serious buyer and that you are all ready to go.
We have other strategies that we sometimes employ in different situations; ask us when we meet.
Speak to us first - If you need experienced help in these areas.
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