|
DO YOU WANT THE RACK RATE FROM THE COUNTER AT THE BANK
OR DO YOU WANT
THE BEST RATES & MORTGAGE?
We can supply contact information for a number of professional and "proven" Lenders
for your NEW Mortgage.
I NEED A GREAT MORTGAGE!
Click on this Link for a confidential On-Line application
If you need a mortgage we can help.
ZERO DOWN MORTGAGES
TAX DEDUCTIBLE MORTGAGES
Remember the cheapest mortgage is not always the best mortgage, know your terms and the fine print too.
A Pre-Approved Mortgage Letter is a written commitment from a lender.
It promises that the lender will give you a mortgage for a certain amount of money, at a set rate of interest that is guaranteed for a set number of days.
The commitment is made subject (conditional) to a property assessment (approval of the home you want) and perhaps other conditions (verification of income & downpayment etc).
A pre-approved mortgage gives you the edge!
Before you go house hunting, you will know the size of your mortgage and other details including your mortgage payments.
With your financing all ready to go you can concentrate on finding the right home in your price range. You can make an offer with confidence!
A pre-approved mortgage also puts you in a strong bargaining position.
When you make an Offer to Purchase its nice to hear the Buyer is "Pre-Approved and makes the offer stand stronger in the Seller's mind.
If the seller wants to make a quick sale, you may be able to negotiate a price lower than the list price because the seller knows you are a serious buyer.
On the other hand, if several people are bidding on the property that you want, you may decide to offer to purchase at the list price (or slightly above) to beat out the other offers. Being pre-approved helps!
Speak to us first - you need experienced help in these areas. |
